Sector expertise

Leisure - Our expertise within the leisure sector covers a vast array of business types although most of our work in this area involves Hotels, Pubs and Restaurants. Our clients range from small independent operators to hoteliers with multiple, branded or franchised businesses.

We have also worked closely with the large pub groups assisting in the disposal of managed estates to existing tenants and operators and those acquiring for alternative use.

Healthcare – An ever evolving sector, healthcare operators have experienced many changes within their industry which has affected the way most banks assess healthcare applications.  A thorough understanding of the sector enables us to present an application to the most appropriate lender, ensuring the most competitive terms are provided. Our expertise not only covers Residential and Nursing Homes but also specialist care centres such as Homes for Adults with Learning Difficulties, Private Hospitals, Children’s Homes and Alcohol Dependency Units.  Within healthcare we also finance Children’s Day Nurseries.

Professional Practices - Pharmacies, Doctors, Dentists, Opticians and Vets. Our specialist knowledge in these areas where underwriting critera differs enables us to assist clients acquire new properties and expand existing practices. Access to the key departments within the wider banking arena enables us to obtain the very best terms available.

Commercial and Residential Property Investment – In recent years the commercial property sector has become an area of increased activity with investors ranging from the private indiviual to the large pension funds. Initially, attractive yields and potential capital growth have made the sector increasingly desirable, fuelling the demand for this asset class.

For commercial property investments we are able to fund both ‘blue-chip’ investments along with those covenants with an unproven track record.  For residential investments or 'buy-to-lets' we  assist clients with both porfolio and single asset purchases and refinancing requirements. 

Residential Property Development - We assist clients seeking refurbishment through to large scale residential development schemes.

Sector Expertise